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IFFCO Kisan Finance Ltd (Kisan Finance) is a company promoted by Indian Farmers Fertiliser Cooperative Limited (IFFCO)

A unique organization working tirelessly for the farmers of the country for more than half a century. Founded in 1967 with just 57 cooperatives, it is today an amalgamation of over 36,000 cooperative societies with diversified business interests ranging from General Insurance to Rural Telecom apart from the core business of manufacturing and selling fertilisers. With every third bag of Urea and every fifth bag of complex fertilisers being produced or distributed by IFFCO, it has a commanding market share across the nation. IFFCO is well known as an ethical and transparent organisation, with the interest of the farming community being its sole focus. Financial inclusion has been recognised as an essential driver behind sustained growth of the Indian economy as it helps uplift huge swathes of masses to a higher standard of living. Keeping this in mind, IFFCO promoted IFFCO Kisan Finance Ltd in December, 2017 order to provide highest quality of service to customers in a cost effective, efficient and ethical manner.

9

States Covered

1733 Cr

AUM

89129

Customers Served

1310

Employees

9

States Covered

1733 Cr

AUM

Our Products

We are committed to provide highest quality of service to our customers.

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New Tractor Loans

Indian tractor industry has emerged as the largest in the world and account for about one-third of total global tractor production, therefore tractor financing requirement is of crucial importance in rural regions of India, Being a major source of revenue generation for farmers, a tractor performs multifarious agricultural activities on the farm alongside several other functions such as providing machine power to pull a variety of farm implements for ploughing, planting, cultivating, fertilizing and harvesting crops. Tractors are also utilised for transporting goods and commuting. Most importantly, it is a symbol of prosperity in rural households. IFFCO Kisan Finance offers excellent service and experience to the customers availing tractor finance.

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Used Tractor Loans

A tractor complements a farmer’s hard work immensely. Farmers find it easy to pull off the toughest tasks of farming through tractors and this vehicle also helps them in personal transportation. Our Used Tractor Financing Scheme enables farmers to avail loans to purchase used/second-hand tractors at competitive interest rates to ease their way towards prosperity.

Individuals or firms who are existing tractor owners can avail loans against their tractor as a collateral. Tractors as old as 13 years can be used for assurance. The borrower can avail up to 85% value of tractors. Repayment of the loan can be done within a period of 3-5 years in structured EMIs based on cropping pattern and/or other sources of income.

 

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Harvester Combine loans

Indian Farmers are adapting to farm mechanization at a faster rate in comparison to recent past. For better progress of farmers, mechanization will play a pivotal role and thus credit availability for other mechanization equipment like a Combine Harvester is a must. While fulfilling the tractor finance needs of our Rural and Agri customers, IFFCO Kisan Finance realized that although the formal credit for buying a tractor is available for most farmers, NBFCs are still not extending their services beyond the traditional tractor loans. IFFCO Kisan Finance offers Combine Harvester loans to various customer segments based on profile and uses. 

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Used Commercial Vehicle Loans

At IFFCO Kisan Finance we understand the needs of the transportation sector and offer unique solutions to individual and business firms with our Used Small and Light Commercial Vehicle  Loans. We not only provide funding to customers having existing Small & Light Commercial Vehicle against the collateral security of their vehicle for Working Capital needs but also offer financing services for purchase of second hand Small and Light commercial vehicles.

 

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Agri Implement Loans

IFFCO Kisan Finance is committed towards helping farmers in mechanizing their farms and bringing the new-age technology to their farms. We are providing standalone financing services for the farm equipment which are helping to increase the farmer’s efficiency and income at the same time.

We are offering financing schemes for Implements like: Rotavator, Thresher, Baler, Laser guided Leveller, Straw Reaper, Dozer, Trolley, Front Loader, Mud Loader and water tankers etc based on different customer profiles meeting eligibility criteria.

Our Benefits

We are committed to provide highest quality of service to our customers.


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Special Insurance Cover
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Flexible EMI As Per Income
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Quick Loan Approval
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Easy Paperless Documentation
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Attractive Interest Rates

Our Partners

We are committed to provide highest quality of service to our customers

Media

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50 Yrs of IFFCO Legacy

50 Yrs of IFFCO Legacy

IFFCO Corporate Film

IFFCO Corporate Film

Bringing Rural Fincial Inclusivity...Ek Kadam Khushahali ki or

Bringing Rural Fincial Inclusivity...Ek Kadam Khushahali ki or

IFFCO Kisan Finance

IFFCO Kisan Finance

IFFCO Nano Urea

IFFCO Nano Urea

IFFCO Anthem

IFFCO Anthem